IBPS Clerk Mains Exam Analysis 2025: What Changed This Year? Full Breakdown

IBPS Clerk Mains Exam


The
IBPS Clerk Mains Exam Analysis 2025 is finally here — and yes, this year’s exam surprised a lot of aspirants! With major shifts in difficulty, question style, and time management challenges, the IBPS Clerk Mains exam has set a new benchmark for accuracy and analytical thinking.

Candidates who appeared for the exam shared valuable insights — and this analysis will help you understand the complete breakdown of difficulty level, section-wise question weightage, expected cut-off, and what to expect next in the final selection.

The IBPS Clerk Mains Exam is the second and final stage of the selection process. There is no interview, so your Mains score decides your final selection.

The exam was conducted in two shifts as per the IBPS Clerk Mains exam shift timings 2025:

Shift

Reporting Time

Exam Time

Morning

8:00 AM

9:00 AM – 11:40 AM

Afternoon

12:30 PM

1:30 PM – 4:10 PM

Total Questions: 190
Total Marks: 200
Duration: 160 minutes
Negative marking: Yes (0.25 marks deducted)

This year, many candidates felt that the exam was tougher and more time-consuming compared to previous years.

IBPS Clerk Mains Exam Pattern 2025 


Section

Questions

Marks

Time

Reasoning + Computer

50

60

45 min

Quantitative Aptitude

50

50

45 min

English Language

40

40

35 min

General/Financial Awareness

50

50

35 min


Section-Wise IBPS Clerk Mains Exam Analysis 2025

This is the most important part of the IBPS Clerk Mains exam analysis 2025.

Reasoning Ability & Computer Aptitude – (Moderate to Difficult)

Many students felt this section was lengthy.
The puzzles were tricky, and solving them took more time.

What came in the exam?

  • Seating Arrangement (Circular + Linear)
  • Puzzle based on Age & Family
  • Coded Syllogism
  • Data Sufficiency
  • Machine Input Output
  • Computer Questions (Networking, MS Excel, DBMS)

Why it was tough?

  • Too many puzzles
  • Long logical questions
  • No simple computer questions

Quantitative Aptitude & Data Interpretation – (Most Difficult Section)

This was one of the toughest sections this year.

Types of Questions Asked:

  • Table DI (long calculations)
  • Caselet DI (story-based)
  • Missing DI
  • Pie Chart DI
  • Arithmetic Word Problems
  • Number Series
  • Quadratic Equations (few)

Why students found it difficult?

  • DI questions required a lot of calculations
  • Very few easy questions
  • Time-consuming

English Language – (Moderate)

The English section was manageable, and many students scored well here.

Topics included:

  • Reading Comprehension (Digital Banking Theme)
  • Error Spotting
  • Word Swap
  • Fill in the Blanks
  • Para Jumble
  • Cloze Test

RC questions were not direct, so students had to understand the passage carefully.

General/Financial Awareness – (Moderate, Scoring Section)

This section helped many students improve their final score.

Important Topics Covered:

  • RBI Monetary Policy
  • Latest Banking News
  • Appointments (National & International)
  • Budget & Economy
  • Recent Government Schemes
  • Current Affairs (August 2024 – January 2025)

Very few Static GK questions were asked.


What Changed in IBPS Clerk Mains Exam 2025?

This year’s exam had major changes, which surprised many aspirants.

More Analytical Questions

Questions required deep understanding instead of just formulas.

Long DI & Puzzle Questions

This increased the difficulty level.

Banking Awareness was given more weight

Financial awareness questions were higher than static GK.

Computer Aptitude became concept-based

No straightforward shortcut key questions.

Higher time pressure

The paper was more time-consuming than 2023 & 2024.

Conclusion: 2025 exam was tougher and more analytical.

Read More Blog: AP TET 2025: Latest Notification, Exam Dates & Big Changes You Must Know

Shift-Wise Comparison (Morning vs Afternoon)


Shift

Overall Level

Difficult Section

Morning Shift

Moderate-Difficult

Quant

Afternoon Shift

Difficult

Reasoning + Quant

Most students from the Afternoon shift said the exam felt tougher.

Good Attempts (Realistic & Safe)

To clear the exam, good attempts matter a lot.


Here are safe attempt numbers:

Section

Good Attempts

Reasoning + Computer

22–26

Quant

18–22

English

19–23

GA

23–27

Overall

82–95


Expected Cut-Off for IBPS Clerk Mains 2025

Based on student feedback + difficulty level + vacancy trends:

State

Expected Cut-Off

UP

78–81

Delhi

79–82

Maharashtra

69–72

Gujarat

67–70

Rajasthan

77–80

West Bengal

74–78

Tamil Nadu

72–75

Karnataka

64–68

States with lower vacancies may have higher cut-offs.

Memory-Based Questions Asked in Exam

Students shared some questions from the exam:

  • RBI inflation target
  • Capital Market vs Money Market
  • Repo Rate update
  • Puzzle based on Blood Relation
  • RC on Digital Banking Growth
  • Question on UPI transaction limit
  • Appointment of new CBI director

These questions were moderate but needed good understanding.

Student Feedback (Real Experiences)

Here are common opinions from students:

“DI was the toughest part of the exam.”
“Reasoning puzzles took too much time.”
“GA section was scoring if you prepared current affairs properly.”
“Shift 2 was tougher than Shift 1.”
“English was easy compared to Quant.”

Expert Tips for Future Aspirants

To crack next year's exam:

  • Focus more on high-level DI
  • Solve new pattern puzzles
  • Strengthen Banking & Financial Awareness
  • Practice Mock Tests daily
  • Improve speed & accuracy

What’s Next After the Exam?

Here’s what will happen next:

  • Result will be declared in the coming weeks
  • Merit list will be prepared using normalization
  • Selected candidates will receive provisional allotment
  • Submit documents during verification

No interview stage for IBPS Clerk.

Read NDTV, Times of India and India TV Insights about IBPS Clerk Main Exam.

Final Summary

  • Exam was moderate to difficult
  • Quant section was the toughest
  • English & GA were scoring
  • Time management played a big role
  • Expected cut-offs may vary based on difficulty

The IBPS Clerk Mains exam analysis 2025 clearly shows that IBPS is increasing the difficulty level every year. Students with strong basics, good accuracy, and proper mock test practice performed well.


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